Independent Research Documents Superior Results and Consistent Supervision

An overview of two independent research reports, Source of Strength and Consolidated Supervision: A Comparative Assessment of Industrial Banks and Commercial Banks and Reassessing the Strength of Industrial Banks: Evidence, Trends, and Policy Implications, finds that the FDIC and state regulators apply robust, bank level supervision using the same core supervisory tools used across the U.S. banking system.

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U.S. Financial Services Regulatory and Charter Models 

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Comparative Safety and Soundness: The Industrial Bank Industry