Industrial banks are financial lifelines that power America
Serving customers overlooked by other banks and meeting real needs for real Americans
Why Choose An Industrial Bank?
Strongest safety record in American banking
Capital ratios average nearly 50 percent higher than the rest of the industry
Serve customers overlooked by other banks
Industrial banks make banking more competitive
Fully regulated and FDIC-insured institutions
Upcoming Events
Capitol Convention
Washington D.C.
May 18-20, 2026
Who we are:
The National Association of Industrial Bankers represents the nation’s industrial banks, which provide FDIC-insured financial services across the United States. Industrial banks have a unique record of safety, innovation, and support for American businesses and families.
Questions regarding the application process
Those who are interested in an industrial bank charter should contact the Association so there is a greater understanding of both the regulatory requirements and our internal review process.
The Association provides unique benefits to support DeNovo applicants in their efforts to obtain a charter. We look forward to hearing from interested individuals and organizations who are willing to fulfill the mission of industrial banks.