Industrial Banks: Providing safe and sound credit to millions of Americans.

Important News Updates

Resources

Reports & Studies

Reports show that ILCs are safe and sound and should be viewed and regulated differently.

Learn more

Comment Letters

Association letters regarding the potential changes to the regulatory landscape for ILCs.

See the letters

Upcoming Events

NAIB & UAFS Annual Convention
Park City, UT
October 1-3, 2025

Leadership and committee information.

Who we are:

 

Industrial banks, also known as industrial loan companies (ILCs) have been an integral part of the US financial system for over a century. These visionary companies have built the National Association of Industrial Bankers (NAIB) to champion innovative financial services for Americans by expanding access to credit, guaranteeing consumer choice, and providing unique banking services.

With the change in administration, there is much interest in industrial bank charters in Utah and Nevada.

Our association is happy to field any questions you may have regarding the application process and the various requirements at the state and federal levels.

Industrial banks are the safest and soundest financial institutions in the country. Our Association is committed to defending and promoting the charter. We suggest those who are interested contact the Association so there is a greater understanding of both the regulatory requirements and our internal review process. 

The Association provides unique benefits to support DeNovo applicants in their efforts to obtain a charter. We look forward to hearing from interested individuals and organizations who are willing to fulfill the mission of industrial banks to provide safe and secure financial services to Americans.

Contact us for more information.

2024 Convention Sponsors