All about us

Who is NAIB and what is an Industrial Bank?

About NAIB

Industrial banks are financial lifelines, serving customers overlooked by other banks and meeting real needs for real Americans — the food truck, the auto dealer, the bakery.

The National Association of Industrial Bankers (NAIB) works to position industrial banks as a permanent, essential, and mainstream component of the US financial system by expanding access to regulated credit, promoting competition, and reinforcing safety and stability.

 

About Industrial Banks

Industrial banks have been an integral part of the US financial system for over a century, providing credit and financial innovation during good times and bad.

Industrial banks are banks like any other bank — fully regulated, fully insured, and subject to fdic oversight with rigorous capital, liquidity, and governance standards. They have one of the strongest safety records in American banking, with capital ratios averaging nearly 50 percent higher than the rest of the industry.

Industrial banks are owned by real companies with real customers, real earnings, and real capital, and those owners must be a source of strength for their banks — or they don’t get to have a bank.

Industrial banks make the system more competitive. The real risk to the financial system is excessive concentration.

Staff

Executive Director, Frank Pignanelli, Frank@industrialbankers.org

Managing Director, Holly Meagher, Holly@industrialbankers.org

Communications Director, Renée Leta, Renee@industrialbankers.org

Federal Government Relations Director, Doyle Bartlett/Eris Group, dbartlett@erisdc.com

Federal Lobbyist, Catherine Harney/Eris Group, charney@erisdc.com

Parent Companies

Industrial Bank Members