Comment Letter on Notice of Proposed Rulemaking on Assessments Thresholds, Rate Schedules, and Adjustments
The National Association of Industrial Bankers (NAIB), the Utah Bankers Association (UBA), and the Nevada Bankers Association (NBA) (collectively, the “Associations”) welcome the opportunity to comment on the proposed rule RIN 3064-AG27 FIL-31-2026: Notice of Proposed Rulemaking on Assessments Thresholds, Rate Schedules, and Adjustments.
We appreciate the Federal Deposit Insurance Corporation’s (FDIC) ongoing review and analysis of existing regulations to ensure they are relevant to the current financial services environment. We especially appreciate the commitment of the current FDIC leadership to improve transparency, timing, and consistency of their supervision of insured banks. We also appreciate the FDIC's desire to address the historic decline in de novo bank formations.