Response to Proposed Amendments to Credit Card Penalty Fees (RegulationZ)

The National Association of Industrial Bankers (NAIB) appreciates the opportunity to submit comments on proposed amendments to § 1026.52(b) and its accompanying commentary as they relate to credit card late fees.

Read the comment letter.

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Utah Center for Financial Services: Report of Industrial Bank Liquidity

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Comparative Safety and Soundness: The Industrial Bank Industry Year End 2022